FC 26 TOTS Challenge 4 SBC: Requirements, Cheapest Solutions, and Rewards
By Alfie Carrington••2 min read
The Team of the Season (TOTS) promo is in full swing, and FC 26 Ultimate Team players are currently hunting for the biggest upgrades of the year. One of the best ways to bolster your club's pack supply is through daily puzzle challenges. The TOTS Challenge 4 has just been released, offering a cost-effective path to a high-value pack while the best cards in the game are in rotation.
Celebrating the 2025/26 Football Season
This SBC arrives as the 2025/26 domestic seasons reach their dramatic conclusion. In the Premier League, we have seen Manchester City and Arsenal trade blows at the top of the table, while stars like Bruno Fernandes and Erling Haaland have secured massive 97 and 96-rated TOTS items respectively. Even in the Bundesliga, Harry Kane has continued his record-breaking form at Bayern Munich. Completing these challenges gives you the chance to pack these elite performers without spending a fortune on the transfer market.
TOTS Challenge 4
Complete this challenge to earn a reward.
3,600
3,000
Requirements
- •Leagues in Squad: Min. 3
- •Players from the same Countries/Regions: Min. 7
- •Min. 5 Players Gold
- •Min. 3 Players Rare
- •Team Rating: Min. 70
- •Total Chemistry: Min. 23
The requirements for this specific challenge are relatively straightforward but require a bit of chemistry management. You can expect to spend approximately 3,600 on consoles or 3,000 on PC to complete this from scratch. However, most players will find they have the necessary common and rare gold players sitting in their clubs already, making this a great way to recycle low-rated fodder into something more substantial.
Reward Analysis: Rare Gold Pack Value
The primary reward for this SBC is a Rare Gold Pack. In the current market, this pack has a 4,977 estimated value. With 12 rare gold items guaranteed, it is one of the better 'puzzle' rewards we have seen during the TOTS campaign. Given that the Premier League and WSL TOTS squads are currently in packs, including top-tier items like Khadija Shaw and Declan Rice, the potential 'pull' from this pack is significantly higher than usual.
- Excellent value for money given the low completion cost.
- High probability of landing 83+ rated fodder for more expensive TOTS SBCs.
- Perfect for burning through common gold items in your club.
- Chance to pack current TOTS players like Virgil van Dijk or Mariona.
Frequently Asked Questions
- When does the TOTS Challenge 4 expire?
- The SBC is available until April 29, 2026, at 6:00 PM GMT.
- Is the TOTS Challenge 4 repeatable?
- No, this is a non-repeatable SBC that can only be completed once per account.
- What is the best way to complete this challenge cheaply?
- Use players from minor leagues or nations with strong chemistry links already in your club to minimize the need for buying cards off the transfer market.
