Fantasy FC Matteo Ruggeri SBC - Analysis, Cost, and Upgrade Path
By Alfie Carrington••3 min read
The Fantasy FC promo continues to dominate the Ultimate Team landscape in FC 26, bringing dynamic cards that evolve based on real-world performances. The latest player to join the ranks is the versatile Italian wing-back, Matteo Ruggeri. Available via a five-segment Squad Building Challenge (SBC), this card offers a unique opportunity to invest in a live item that could see massive statistical boosts over the next few matchdays.
Player Analysis: A Modern Wing-Back
Matteo Ruggeri has been a standout performer for Atalanta, flourishing in Gian Piero Gasperini's high-octane system. This Fantasy FC version translates his real-life attributes perfectly into the game, featuring elite crossing, high stamina, and the defensive awareness needed to track back in a three-at-the-back formation. With a high defensive work rate and solid pace, he is arguably one of the most balanced left-sided options currently available for Serie A squads.
Fantasy FC Upgrade Mechanics and Real-Life Form
What makes this card truly special is the potential for four distinct +1 OVR upgrades. These boosts are triggered by Atalanta's performances in their next four domestic league matches starting from the SBC release. Ruggeri can earn upgrades for his individual appearances, team wins, clean sheets, and even for the total goals scored by the club. Given Atalanta's recent form, where they have secured notable victories against the likes of Barcelona in the Champions League and maintained a strong scoring record in Serie A, the chances for at least two or three upgrades look exceptionally high.
Atlético de Madrid
Exchange a squad featuring Players from Atlético de Madrid.
24,750
26,750
Requirements
- •Min. 1 Player Atlético de Madrid
- •Min. 1 Players Team of the Week
- •Team Rating: Min. 85
Italy
Exchange a squad featuring players from Italy.
23,750
23,750
Requirements
- •Min. 1 Player Italy
- •Team Rating: Min. 86
Top Form
Exchange a squad featuring a TOTW player.
34,750
34,500
Requirements
- •Min. 1 Players Team of the Week
- •Team Rating: Min. 86
LALIGA
Exchange a squad featuring players from LALIGA.
39,250
38,500
Requirements
- •Min. 1 Player LALIGA EA SPORTS
- •Team Rating: Min. 87
87-Rated Squad
Exchange an 87-Rated Squad.
50,500
49,500
Requirements
- •Min. 1 Players Team of the Week
- •Team Rating: Min. 87
SBC Value and Reward Breakdown
Completing this challenge requires five separate squads, making it a significant commitment. However, the reward structure is quite generous. For each segment, you will earn packs ranging from an Electrum Players Pack to a Jumbo Gold Pack. The total estimated cost of completion is approximately 173,000 on consoles and 173,000 on PC. When factoring in the 11,250 worth of packs you get back, the net investment becomes much more attractive for a player who could potentially reach a 90+ rating.
- High potential for multiple +1 OVR upgrades based on Atalanta's attacking style.
- Excellent links to Serie A stars and Italian icons.
- Provides substantial pack rewards upon completion of the five segments.
- High stamina and crossing stats make him perfect for wing-back roles.
Frequently Asked Questions
- When does the Matteo Ruggeri SBC expire?
- The challenge is available until March 14, 2026, giving you plenty of time to use duplicate fodder.
- What are the specific upgrade criteria for Fantasy FC defenders?
- Defenders receive +1 OVR for 3 appearances, 2 team wins, 1 team clean sheet, and if the team scores 11 goals across the four-game window.
- Is this SBC repeatable?
- No, this is a one-time challenge that rewards the special Fantasy FC version of the player.
