FC 26 3x 85+ Upgrade SBC: Unlock High-Rated Players for Your Ultimate Team
By Alfie Carrington••2 min read

The latest opportunity to bolster your FC 26 Ultimate Team has arrived with the exciting new 3x 85+ Upgrade Squad Building Challenge (SBC). This repeatable challenge offers a fantastic chance to secure high-rated players for your squad, ensuring you stay competitive on the pitch.
What is the 3x 85+ Upgrade SBC?
The 3x 85+ Upgrade SBC allows you to earn a valuable pack containing three Rare Gold Player Items, each rated 85 or higher. This is an excellent way to acquire top-tier talent, whether you're looking for an immediate squad upgrade, high-rated fodder for other SBCs, or simply to expand your club's depth. It's available for a limited time, ending on February 17, 2026, giving you ample time to complete it up to three times.
83-Rated Squad
Exchange an 83-Rated Squad.
7,200
7,400
Requirements
- •Team Rating: Min. 83
84-Rated Squad
Exchange an 84-Rated Squad.
13,750
14,250
Requirements
- •Team Rating: Min. 84
Is the 3x 85+ Upgrade SBC Worth It?
Evaluating the worth of any Squad Building Challenge comes down to its cost versus its potential rewards. With the 3x 85+ Upgrade, you're guaranteed three players rated 85 or higher, which can be invaluable. Even if you don't pack a meta superstar, these high-rated cards are perfect for completing other significant SBCs, making this a reliable source of quality fodder. Given its repeatable nature (up to 3 times), it offers multiple chances to strike gold. The overall value is often determined by the current market prices of 85+ rated players and your luck in pulls.
SBC Cost, Rewards, and End Date
The estimated cost to complete the 3x 85+ Upgrade SBC is around 20,950 coins on consoles and 21,650 coins on PC. The main reward for completing this challenge is the coveted 28,358 value 3x 85+ Rare Gold Players Pack, which promises a substantial boost to your team. Additionally, completing the individual challenges within this SBC will net you two x2 Players Packs, offering even more opportunities for valuable pulls. Remember, this SBC is available until February 17, 2026, at 18:00 UTC.