FC 27 TOTW Upgrade SBC - How to Complete the Score-Based Challenge
The early cycle of FC 27 Ultimate Team is hitting its stride, and EA has released a highly anticipated TOTW Upgrade SBC. This year, however, things look a little different. Instead of the traditional squad requirements we've seen for a decade, this challenge utilizes the new score-based system. There is no need to worry about chemistry or specific positions; instead, your success depends on hitting a specific grading score threshold using players from your club.
Understanding the New Score-Based SBC Mechanic
The score-based SBC is a departure from classic squad building. In this format, every player item in the game has been assigned a fixed grading score based on their quality and rating. To complete the challenge, you simply need to submit a selection of players whose combined grading scores meet or exceed the total requirement of 12,000. For this specific TOTW Upgrade, the only restriction is that submitted players must have a minimum OVR of 45, making it incredibly flexible for those with a deep club of untradeable items.
TOTW Upgrade
Earn a pack containing a TOTW Player Item from TOTW 1 to 3.
13,200
13,000
Requirements
- •OVR Min: 45
Cost Analysis and Strategy
Currently, completing this SBC will cost approximately 13,200 on Console and 13,000 on PC. Since chemistry is irrelevant, the most efficient way to finish this is to identify the 'lowest price per grading score' players. Typically, high-rated fodder cards provide the most score for their price, but with a 12,000 requirement, a handful of 83 or 84-rated players can often do the job more cheaply than a single high-rated walkout.
Cheapest combinations
Prices for PS / XboxEstimate based on the current lowest market price of each player. Buying many copies pushes prices up, so real costs can be higher.
Option 1
Total cost
14,000Total score
12,030Surplus
30Players
15
| OVR | Rarity | Score | Qty | Price | Subtotal |
|---|---|---|---|---|---|
| 84 | Common | 830 | ×14 | 950 | 13,300 |
| 83 | Common | 410 | ×1 | 700 | 700 |
Option 2
Total cost
16,500Total score
12,300Surplus
300Players
3
| OVR | Rarity | Score | Qty | Price | Subtotal |
|---|---|---|---|---|---|
| 86 | Common | 4,100 | ×3 | 5,500 | 16,500 |
Option 3
Total cost
16,950Total score
12,140Surplus
140Players
5
| OVR | Rarity | Score | Qty | Price | Subtotal |
|---|---|---|---|---|---|
| 87 | Common | 5,500 | ×1 | 7,600 | 7,600 |
| 85 | Common | 2,100 | ×3 | 2,900 | 8,700 |
| 82 | Common | 340 | ×1 | 650 | 650 |
Want to find the cheapest way to reach the score?
Use our FREE tool to see the requirements and the cheapest combinations of players for this challenge.
Open the toolRewards Analysis: What is in the TOTW 1-3 Pack?
By completing this challenge, you earn a TOTW 1-3 Player Pack. This pack guarantees a Team of the Week item from the first three weeks of the 2026/27 season. Early in the season, players like Lamine Yamal and Erling Haaland have already put in world-class performances for Barcelona and Manchester City respectively, making their early informs highly sought after for both their stats and rarity. With a reward value of 12,916, the SBC is mathematically 'in the green' compared to its completion cost.
Tips for Completion
- Check your untradeables: Use players you cannot sell first, as the score-based system makes it easy to burn low-value cards.
- Don't overspend: Ensure you aren't exceeding the 12,000 score by too much; any extra points are effectively wasted value.
- Watch the market: If you need to buy players, look for common gold cards with high grading scores that are currently being overlooked by the community.
Frequently Asked Questions
- Can I use any players for this SBC?
- Yes, as long as they have a minimum OVR of 45. There are no league, nation, or club restrictions.
- Is the TOTW Upgrade repeatable?
- No, this specific SBC (ID 40) is not repeatable and can only be completed once.
- When does this SBC expire?
- You have until October 9, 2026, to submit your players and claim the reward.
