FC 26: Complete the 85 - 87 Upgrade SBC for High-Rated Rare Gold Players
By Alfie Carrington••2 min read

The latest addition to FC 26 Ultimate Team's Squad Building Challenges, the 85 - 87 Upgrade SBC, is now live, offering players a fantastic opportunity to bolster their squads with a guaranteed high-rated Rare Gold Player. This challenge allows you to trade in unwanted cards for a pack containing one player rated between 85 and 87 OVR, making it a prime target for those looking to refresh their club's talent pool. Available until February 12, 2026, and repeatable up to 5 times, it's a consistent source of quality fodder or even a starter for your next big build!
SBC Requirements and Solutions
85 - 87 Upgrade
Earn a pack containing 1 Rare Gold Player Item rated 85-87 OVR.
10,250
9,300
Requirements
- •Team Rating: Min. 83
Is the 85-87 Upgrade SBC Worth It?
The main reward for completing this challenge is the 85-87 Rare Gold Player Pack. While the player you receive is random, the guaranteed 85-87 OVR rating ensures you're getting valuable fodder, or potentially a top-tier player to slot directly into your starting eleven. Considering that completing this SBC typically costs around 10,250 on consoles and 9,300 on PC, and the average value of a player from this pack can be around 7,334, it often represents good value, especially if you're using untradeable items from your club. This SBC is an excellent way to turn lower-rated duplicates or unused players into something significantly better, enhancing your squad for future challenges or improving your overall team chemistry.